Annual Percentage Yield (APY) is the total amount of dividends paid on an account based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage. This rate assumes that a set amount is on deposit at the beginning of the dividend period, that no deposits or withdrawals are made during the dividend period and funds remain on deposit for one full year at the same dividend rate. Fees may reduce earnings. A fee may be charged for an early withdrawal of a fixed term certificate or IRA. Rates are subject to change without notice.
Rates posted and effective 01/24/2012 Basic Loan Application (home equity, auto, signature, rec. vehicles, etc.)
Debit Card Application
SIGNATURE LOANS - Signature Loans as low as 7% a.p.r.*
NEW & USED AUTO LOAN SPECIAL - Through February 27, 2012
- New Autos as low as 2.70% a.p.r.*
- Used Autos as low as 3.50% a.p.r.*
* Some restrictions apply. Purchases only, no refi. Contact the credit union for complete details.
NEW & USED AUTO LOAN - New as low as 2.95% a.p.r.*
- Used as low as 4.50% a.p.r.*
* Some restrictions apply.
- New Motorcycle Loans as low as 5.75% a.p.r.
- Used Motorcycle Loans as low as 6.75% a.p.r.
- New Recreational Vehicle Loans as low as 5.60% a.p.r.
- Used Recreational Vehicle Loans as low as 8.50% a.p.r.
- New Boat Loans as low as 8.50% a.p.r.
- Other Boat Loans as low as 8.60% a.p.r.
Loan rates = New purchases only - no refinancing of current EPCU loans.
HOME EQUITY FIXED RATE LOAN SPECIAL - As low as 4.05% a.p.r.
- Some fees and restrictions apply, ask for details
HOME EQUITY LINE OF CREDIT LOANS * EPCU Home Equity Loans have no application fees - appraisal fee and title insurance fee will be paid by member if applicable. Home Equity Lines Of Credit: Contact the credit union for details on how variable rates are determined.
HOME EQUITY INVESTMENT PROPERTY *Restrictions apply.
We are an equal housing lender
VISA Contact EPCU for VISA information or click on the Visa Application below:
VISA Application WE ALSO OFFER:Revolving Credit Loans, Boat Loans, Travel Trailer Loans,Motorcycle Loans, and much, much more!!! Call for rates!
CREDIT SCORING:We now base loan approval and interest rate on credit score. The rates shown here are our standard rates that could be adjusted per applicant based on qualifying criteria. Please contact the credit union for details.
APR = Annual Percentage Rate - All rates accurate at time of posting and are subject to change. Some restrictions may apply to loan rates and terms. Loan application fee may apply.
For Sale 
This credit union is federally
insured by the National Credit
Union Administration.