IRA VARIABLE RATE 04/01/2010 thru 06/30/2010 1.25% APY 1.24% Rate
CERTIFICATE OF DEPOSIT RELATIONSHIP REWARDS* (Not applicable to CD Specials)
Loyalty Bonus Maximum is .20
- E-Statements add .10
- Direct Deposit add .10
- New Money add .10
- Any loan with a balance add .10
* Some restrictions apply.
Rates posted and effective 04/20/2010 CONTACT YOUR LOAN DEPARTMENT AT
Monroe: 734.242.3765 or 800.732.1921
Lambertville: 734.856.4029
E-Mail: loans@edpluscu.com Basic Loan Application (home equity, auto, signature, rec. vehicles, etc.)
Debit Card Application
NEW AUTO LOANS
- As low as 3.45% a.p.r. up to 60 months
- New autos up to 72 months add .50%
- New autos up to 84 months add 1%
USED AUTO LOANS - As low as 4.60% a.p.r. up to 60 months
- Used autos up to 72 months add 1%
- New Recreational Vehicle Loans as low as 8.35% a.p.r. up to 72 months
- Used Recreational Vehicle Loans as low as 8.50% a.p.r. up to 72 months
- New Boat Loans as low as 8.50% a.p.r. up to 180 months
- Other Boat Loans as low as 8.60% a.p.r. up to 84 months.
Loan rates = New purchases only - no refinancing of current EPCU loans.
HOME EQUITY LOANS
- As low as 3.50% a.p.r. up to 20 years (L40) variable rate/variable payment
- As low as 6.00% a.p.r. up to 15 years (L34, L39) variable rate/variable payment
- As low as 4.99% a.p.r. up to 7 years (L43) - fixed rate/fixed payment
- As low as 5.52% a.p.r. up to 10 years (L33) - fixed rate/fixed payment
- As low as 5.69% a.p.r. up to 12 years (L45) - fixed rate/fixed payment
- As low as 6.95% a.p.r. up to 20 years (L42)- fixed rate/fixed payment
- As low as 4.99% a.p.r. up to 4 1/2 years (L44) - fixed rate/fixed payment
- As low as 6.15% a.p.r. up to 12 years (L47) - fixed rate/fixed payment Line-Of-Credit
* EPCU Home Equity Loans have no application fees - appraisal fee and title insurance fee will be paid by member if applicable.
Home Equity Lines Of Credit: Contact the credit union for details on how variable rates are determined.

We are an equal housing lender
VISA Contact EPCU for VISA information or click on the Visa Application below:
VISA Application CREDIT SCORING: We now base loan approval and interest rate on credit score. The rates shown here are our standard rates that could be adjusted per applicant based on qualifying criteria. Please contact the credit union for details.
APR = Annual Percentage Rate
All rates accurate at time of posting and are subject to change. Some restrictions may apply to loan rates and terms. Loan application fee may apply.
WE OFFER: Student Loans, Revolving Credit Loans, Boat Loans, Travel Trailer Loans,
Motorcycle Loans, and much, much more!!! Call for rates!