LOANS
Whatever your borrowing needs, Education Plus Credit Union can help....

• Car Loan Rates -- Visit our Loan Rates page for rate information. Education Plus Credit Union is a member owned, non-profit financial institution. Because of this, we can generally offer you better rates with no down payment for qualified borrowers.


• Loan Calculator -- Estimate you're monthly loan payment.


• Quick Loan Turn Around -- Usually less than 24 hours.


• Pre-Approved Loans -- So you can focus on the deal, not the financing. Before you shop, come to the Credit Union and get your loan pre-approved. The loan officer will help you figure out how much you can afford to pay and how much the payments will be. It’s like shopping with cash!


• Home Equity Loans - No application fee, appraisal fees may apply, easy application process.

"We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act".

Overdraft Protection

Overdraft Protection is a loan for your Share Draft (checking) account that will help you to cover an otherwise non-sufficient funds (NSF) check.

• Works like a line-of-credit loan that advances to cover an otherwise NSF draft.


• Will cost you nothing if you don't use it, an NSF draft WILL cost you.


• Can help you to establish credit for yourself.


• Can be paid in easy, low monthly payments.

Miscellaneous Loans

• Home Improvement Loans


• Signature Loans


• Student Loans


• Motor Homes, Motorcycles, Travel Trailers, Boats, RV's, Off-Road Vehicles.

All loans are subject to qualification of the borrower. Some fees and restrictions may apply.

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SERVICE CENTERS

Service Centers are just like a branch of Education Plus Credit Union - you can do...

• Withdrawals, deposits, check cashing, loan payments, fund transfers, money orders, traveler's checks, balances, etc..

Visit a Service Center near you!

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VOICE RESPONSE/HOMEBANKING

• Transfer funds from one account to another within your account.


• Find out share, loan and certificate rates.


• Inquire about account information, account balances, cleared drafts, etc.


• Toll-free number for Voice Response.

For access to Voice Response or Homebanking, contact the Credit Union for an activation card and password.

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VISA

• Visit our Loan Rates page for rate a Classic and Platinum Plus VISA application.


• No Annual Fee, Purchase Protection, 25 Day Grace Period, No Fee Cash Advances, Common Carrier Insurance, 24 Hour Cash Access at VISA ATM's Everywhere!

Contact your Credit Union Loan Department for complete details!

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SAVINGS ACCOUNTS

All Credit Union deposits are insured by the National Credit Union Association (NCUA)

You may achieve and retain membership with Education Plus Credit Union as long as you maintain an active account with a minimum $5 share deposit..

• Regular Shares
• All Purpose Shares
• Holiday Savings Club
• PLUS and Liquid Gold Account
• Share Draft (Checking) Account

Please contact us for complete details about our accounts or to obtain a copy of our Truth-In-Savings brochure which includes our entire fee structure.

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OTHER CREDIT UNION SERVICES

• Debit and ATM Cards with 24 hour, international access to your accounts.


• Payroll Deduction/Direct Deposit


• Money Orders


• FREE VISA Travelers Checks for Education Plus Credit Union members.


• Free Notary Public Service for Credit Union members


• Night Depository


• Drive Through Service


• Wire Transfers


• Automatic Loan Payments


• Discount Amusement Park Tickets available at all Education Plus Credit Union offices.


• Discount Hertz Car Rental: 1-800-654-2200 - CDP #430139


• Discount Insurance programs: Contact the Credit Union for complete details

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