About Us

A Legacy of Learning


Our tradition of teaching and association with education began on the day we were founded as a credit union for teachers, May 1st, 1957. As 65 educators gathered at Ida High School to witness our formation, Monroe County Teachers Credit Union opened. Through the years, the field of membership was eventually opened to all public school employees, and on April 1st, 1989, the Monroe County Teachers Credit Union merged with St. Michael's of Monroe Credit Union further expanding the number of members.

An Era of Change in Focus and Name

Then, in 1995, the member-owners voted to “open up” the credit union membership to include employer groups within a 25-mile radius of the main office. This expansion in focus brought with it the need for growth in products and services to meet member needs. In August of the same year, to better represent this new field of membership, a name change was agreed to – Southeastern Educational Employees & Affiliates Credit Union, and finally to SEE&A Credit Union in June of 1997.

Finally, on December 1, 2004, SEE&A Credit Union changed names for the last time to Education Plus Credit Union (EPCU), better symbolizing its member-owner federation of community educators plus employers.

EPCU Today Into Tomorrow

Our primary purpose is to pass on to you a unique strength with your member-ownership in the form of all types of deposit accounts, loans, eServices, investment services, insurance, professional financial guidance and more, all through the more consumer-friendly personality known only to credit unions.

Today, EPCU is a state chartered, full-service, not-for-profit, safe and sound financial institution, federally insured by the National Credit Union Association (NCUA). We currently operate two full-service locations, in Monroe and Lambertville, serving an existing membership of 11,000-strong, and growing daily.

To support this continued growth, we’ve also established two student-run branch locations at Monroe High School and Jefferson High School, with more to come. It’s just one more way that EPCU can pass on our passion and legacy of lifelong financial learning through a practical, hands-on educational approach.

In 2015, EPCU became a community charter credit union.  This means that we can now offer services to anyone who lives, works or worships in Monroe and Lenawee county. 

At EPCU, we see today’s youth as tomorrow’s hope for an even stronger community.