Whatever your borrowing needs, Education Plus Credit Union can help....
- Car Loans -- Visit our Loan Rates page for rate information.
- Pre-Approved Loans -- So you can focus on the deal, not the financing. Before you shop, come to EPCU and get your loan pre-approved. It’s like shopping with cash!
- Home Equity Loans - No application fee, appraisal fees may apply, easy application process.
- Overdraft Protection for your checking account
- Plus Signature Loans
- Motor Homes
- Travel Trailers
- Off-Road Vehicles
- Share Secured Loans
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act
All loans are subject to qualification of the borrower. Some fees and restrictions may apply. Top ↑
Service Centers are just like a branch of EPCU. You can do withdrawals, deposits, check cashing, loan payments, fund transfers, money orders, traveler's checks, balances, etc. Visit the Links page for the Service Center closest to you.
Access your accounts 24/7 using a computer with Internet access. contact the Credit Union for an activation card and password. Top ↑
Drive Up ATM's in both offices - always free to our members. Top ↑
Visit the VISA page of our website for details. Top ↑
All Credit Union deposits are insured by the National Credit Union Association (NCUA)
You may achieve and retain membership with Education Plus Credit Union as long as you maintain an active account with a minimum $5 share deposit.
- Regular Shares
- All Purpose Shares
- Holiday Savings Club
- PLUS and Liquid Gold Account
- Share Draft (Checking) Account
- Please contact us for complete details about our accounts or to obtain a copy of our Truth-In-Savings brochure which includes our entire fee structure. Top ↑
- Debit and ATM Cards
- Payroll Deduction/Direct Deposit
- Notary Public Services
- Night Depository
- Drive Through Service
- Wire Transfers
- Automatic Loan Payments
- Discount Amusement Park Tickets
- Discount Insurance programs
- Youth Club Accounts and CD's
- Discount Cellular Service
- Money Orders Top ↑
Q. Why would I want to sign up for e-statements?
A. You will not have to wait for the paper to go through the U.S. Mail so you will receive it sooner.
Q. How do I sign up?
A. Contact the credit union and provide us with the name(s), account number(s) and e-mail
address(es) that you would like set up. Your password will then be e-mailed to you.
Q. Can I request E-Statements if I’m the joint owner on the account?
A. Yes, any primary or joint owner may sign up for E-Statements and any primary or joint owner
may stop them.
Q. My child is a minor, can I sign their account up for E-Statements?
A. Yes, if you are joint on the account or the legal guardian of a minor, you can request EStatements.
Q. Can I get E-Statements for my business account?
A. Yes – as long as you are joint on the account, you can sign up.
Q. Can I change my password?
A. Yes and you are encouraged to do so. Passwords should be complex – containing upper and
lower case letters, numbers and symbols. The more complex, the more difficult it is for someone
to guess. For your own safety, never use your social security number, your account number,
phone number, birthdate, 1234, etc.
Q. What happens after I receive my password?
A. Go to www.edpluscu.com and click on the E-Statements link. You will then be asked for a
login (your account number) and password. Be sure to change your password immediately.
Q. How will I know my statement is available?
A. As soon as your statement is ready for viewing, you will receive one e-mail telling you so.
Q. What if my e-mail address changes?
A. Contact us with the new address. If your statement is returned to us for a non-working e-mail
address, you will begin receiving paper statements again.
Q. Can I go back to paper statements if I don’t like the e-statements?
A. YES – you can go back to receiving a paper statement at any time by simply contacting us.
Q. I receive e-statements, but I need a paper copy of this months statement – can you
A. Yes, the e-statements are fully printable, but if you would like the credit union to provide you
with paper copies at any time, just let us know.
Q. Are e-statements safe?
A. Yes, e-statements are safe. Actually, they are as safe or safer than paper copies sent through
the mail. When the statement is e-mailed, it is encrypted and requires a password that YOU set
up to access.
Q. What about Identity Theft?
A. Even though identity thieves are finding new ways to steal information over the Internet, the
original theft – for example, taking out a credit card in your name – tends to be a low-tech crime.
According to the Federal Trade Commission, about half the country’s victims know how their
information was swiped, and in many cases the breach was paper – bills, credit card solicitations,
and financial statements – pilfered from garbage cans and mailboxes.
Q. Do I need a particular software to access my E-Statement?
A. Yes, you must have Adobe Acrobat. It is a free program. You will find the link on the EStatement login page or by going to www.adobe.com and downloading the basic free reader.
You will also need a computer with Internet access.
Q. Can I have my E-Statement notification e-mailed to more than one address?
A. No, statement notifications can only be sent to one e-mail address.
Q. What do I do if I have problems with my E-Statements or questions about the program?
A. Contact EPCU at 734-242-3765 or 800-732-1921. Top ↑